Terms & Conditions

Last updated: January 2026

By using United Bank of America online banking services, you agree to these terms. Please read them carefully.

Account Usage

You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.

Transactions

All transfers are subject to review and approval. United Bank of America is not liable for delays caused by verification checks.

Limitation of Liability

United Bank of America shall not be held responsible for any losses arising from unauthorised access to your account if you fail to secure your credentials.

Termination

We reserve the right to suspend or terminate your account if these terms are violated.